[Home](https://www.selecthub.com/) \> [Payroll Management](https://www.selecthub.com/category/payroll-management/) \> [Payroll Software](https://www.selecthub.com/c/payroll-software/) \> [Gusto](https://www.selecthub.com/p/payroll-software/gusto/) \> Gusto vs Rippling # Gusto vs Rippling Last Updated: August 31st, 2026 Our analysts compared [Gusto](https://www.selecthub.com/p/payroll-software/gusto/) vs [Rippling](https://www.selecthub.com/p/hr-management-software/rippling/) based on data from our 400+ point analysis of [Payroll Software](https://www.selecthub.com/c/payroll-software/), user reviews and our own crowdsourced data from our [free software selection platform](https://www.selecthub.com/about/start-free-selection-project-site/?category=Payroll Software&cta=payroll-software). [Overview](#product-overview) [Pricing](#product-pricing) [Our Review](#product-analyst-summary) [User Ratings](#user-sentiment-section) [Features](#product-benefits-features) [Analyst Ratings](#analyst-rating-section) [Comparison Charts](#product-comparison-charts) [Screenshots](#product-screenshots) Remove Add to Compare [![Gusto Software Tool](https://cdn.selecthub.com/products/8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa/resources/normal/logo.png?1693317793)](https://www.selecthub.com/p/payroll-software/gusto/) [ ![Product Awards](https://www.selecthub.com/display/images/awards_badge.svg) ](#awards-section) Remove Add to Compare [![Rippling Software Tool](https://cdn.selecthub.com/products/30de24287a6d8f07b37c716ad51623a7-e56f9c8c8ecb7a2effca03eb83bae119/resources/normal/logo.png?1693318048)](https://www.selecthub.com/p/hr-management-software/rippling/) [ ![Product Awards](https://www.selecthub.com/display/images/awards_badge.svg) ](#awards-section) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Payroll+Software&product%5Fname=Gusto&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa%2Fresources%2Fnormal%2Flogo.png%3F1693317793) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Payroll+Software&product%5Fname=Gusto&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa%2Fresources%2Fnormal%2Flogo.png%3F1693317793) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payroll+Software&product%5Fname=Gusto&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa%2Fresources%2Fnormal%2Flogo.png%3F1693317793&price=2) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payroll+Software&product%5Fname=Gusto&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa%2Fresources%2Fnormal%2Flogo.png%3F1693317793&price=2) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Payroll+Software&product%5Fname=Rippling&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F30de24287a6d8f07b37c716ad51623a7-e56f9c8c8ecb7a2effca03eb83bae119%2Fresources%2Fnormal%2Flogo.png%3F1693318048) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Payroll+Software&product%5Fname=Rippling&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F30de24287a6d8f07b37c716ad51623a7-e56f9c8c8ecb7a2effca03eb83bae119%2Fresources%2Fnormal%2Flogo.png%3F1693318048) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payroll+Software&product%5Fname=Rippling&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F30de24287a6d8f07b37c716ad51623a7-e56f9c8c8ecb7a2effca03eb83bae119%2Fresources%2Fnormal%2Flogo.png%3F1693318048&price=1) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payroll+Software&product%5Fname=Rippling&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F30de24287a6d8f07b37c716ad51623a7-e56f9c8c8ecb7a2effca03eb83bae119%2Fresources%2Fnormal%2Flogo.png%3F1693318048&price=1) ### Products Insights Overall Rating Comparison [ Analyst Rating Gusto - Analyst Score: 75 out of 100 75 Detailed Analysis ](#analyst-rating-section) [ User Sentiment ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) (9898 Reviews) ](#user-sentiment-section) [ Analyst Rating Rippling - Analyst Score: 80 out of 100 80 Detailed Analysis ](#analyst-rating-section) [ User Sentiment ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) (14417 Reviews) ](#user-sentiment-section) Price Starts From $49 Monthly [Free Trial is available →](https://pmo.selecthub.com/free-trial/?product%5Fname=Gusto&category=Payroll Software&product%5Flogo=https://d3uimxdj41cg3o.cloudfront.net/products/8466a2b43729c29dcd7cc0fdfa1a9e7a-4770395907408ad234a01c495ed34cfa/resources/normal/logo.png?1693317793) Custom Quote i Free Trial is unavailable → Pros What we like about Gusto and Rippling: * Clean, intuitive interface that non-technical users can navigate without training * Automated tax filing handles W-2s, 1099s, and multi-state compliance without manual follow-up * Transparent, month-to-month pricing with no contracts lets you plan costs upfront * Workflow Studio lets you automate onboarding, payroll and IT setup from one place * Connects with over 600 apps, including Slack, Google Workspace and QuickBooks * Covers HR, IT, payroll and spend management in one unified platform Cons What we dislike about Gusto and Rippling: * Reporting is limited — no report bookmarking and narrower feature breadth than competitors * Doesn't scale well for larger teams that need applicant tracking or wide-ranging global payroll * Customer support is slow to resolve issues, and year-end tax filing carries extra fees * Pricing requires a custom quote, so it's hard to gauge cost without talking to sales * Mastering advanced features like custom workflows and reporting takes considerable time * Employees can't edit their own personal information through self-service ### Our Review **Bottom line:** Gusto is the better fit if you're running a small or mid-sized business that needs straightforward payroll and HR without a steep learning curve. Rippling makes more sense if you're managing a larger team across multiple departments — especially if HR, IT, and finance are tangled together. Gusto starts at $49 monthly, with an additional $6 per employee per month. Rippling doesn't publish pricing — you'll need to contact them for a quote, which makes upfront cost comparisons difficult. On payroll, both cover the basics well. Gusto handles multi-state filings, automated tax compliance, next-day direct deposit, and contractor payments in over 120 countries. Rippling runs unlimited pay runs, prorates new hires automatically, and syncs time, benefits, and expenses in real time without manual imports. If you need consistent payroll for a straightforward team, Gusto's setup is faster to get going. Rippling's payroll depth pays off more when it's connected to its broader HR and IT ecosystem. Where Rippling pulls ahead is automation. Workflow Studio lets you trigger actions across HR, IT, and finance simultaneously — things like provisioning software and setting up benefits the moment someone is hired. Gusto's automation is solid for payroll and tax workflows but doesn't extend into IT or spend management. Gusto's reporting works for most SMBs, but it lacks report bookmarking and trails more advanced tools in breadth. Rippling offers over 500 customizable reporting templates and covers payroll, device management, card spend, and compliance in one analytics layer. If you want transparent, predictable pricing and a tool that's easy to hand off to a non-technical admin, Gusto is the simpler choice. If you're ready to invest time in setup and want one system that handles HR, IT, and finance together, Rippling is worth the complexity. ### Analyst Rating Summary Overall Scores Based on the research and analysis by SelectHub's team of research analysts, Gusto has an analyst rating of 75\. By comparison Rippling has an analyst rating of 80\. Gusto - Analyst Score: 75 out of 100 75 Rippling - Analyst Score: 80 out of 100 80 Features Comparison **Benefits Management** Easily handle employee perks like health plans and retirement savings, so you can offer attractive benefits without the administrative headache. 90 80 **Dashboard and Reporting** See clear summaries of your payroll data and create helpful reports, giving you quick insights into costs and employee payments. 80 90 **Document Management** Keep all your important payroll records organized in one secure place, making it simple to find files and stay compliant. 100 75 [Show More](#) [Show More](https://pmo.selecthub.com/customize-data/?category=Payroll Software) Strengths The best features of Gusto and Rippling as judged by user reviews and analyst validation. Document Management Platform Security and Compliance Integrations and Extensibility Benefits Management Self-Service Portal Expense Management Self-Service Portal Platform Security and Compliance Platform Capabilities Dashboard and Reporting ### Analyst Ratings for Functional Requirements [Customize This Data](#) [Customize This Data](https://pmo.selecthub.com/customize-data/?category=Payroll Software) How Gusto and Rippling compare against the top 11 functional requirements as defined by SelectHub project data. Gusto Rippling \+ Add Product [\+ Add Product](https://pmo.selecthub.com/customize-data/?category=Payroll Software) Benefits Management Dashboard AndReporting Document Management Expense Management Mobile Capabilities Payroll Management Platform Capabilities Platform Security AndCompliance Self-Service Portal Tax Management Time And AttendanceManagement 90 80 100 67 53 83 71 100 86 82 84 80 90 75 100 85 88 92 96 100 82 88 0 25 50 75 100 Implementation Level of Effort Estimation **Tier 1:** Fully/moderately supported out-of-the-box allowing for quick and easy deployment. [Read more](#) **Tier 2:** Supported with workarounds or add-ons that may require additional costs. **Tier 3:** Requires partner integrations or custom development that is often at an additional cost. **Benefits Management** Easily handle employee perks like health plans and retirement savings, so you can offer attractive benefits without the administrative headache. 83% 0% 17% 75% 0% 25% **Dashboard And Reporting** See clear summaries of your payroll data and create helpful reports, giving you quick insights into costs and employee payments. 80% 0% 20% 90% 0% 10% **Document Management** Keep all your important payroll records organized in one secure place, making it simple to find files and stay compliant. 100% 0% 0% 75% 0% 25% **Expense Management** Track and manage employee spending with ease, allowing you to review submissions, reimburse costs, and keep your budget in check. 50% 0% 50% 100% 0% 0% **Mobile Capabilities** Manage payroll tasks from your phone or tablet, letting you approve time off and view information conveniently, wherever you are. 50% 0% 50% 79% 0% 21% **Payroll Management** Process employee payments accurately and on time, handling deductions, taxes, and paychecks automatically, so you can focus on your team. 83% 0% 17% 89% 0% 11% **Platform Capabilities** Imagine your payroll system working smoothly with other tools you use, sharing information easily and fitting into your existing workflows. 57% 0% 43% 86% 0% 14% **Platform Security And Compliance** Protect sensitive employee data and stay up-to-date with payroll regulations, giving you peace of mind about security and legal requirements. 100% 0% 0% 92% 0% 8% **Self-Service Portal** Let your employees access their pay stubs, tax forms, and personal information directly, saving you time and empowering them with self-management. 86% 0% 14% 100% 0% 0% **Tax Management** Automatically calculate and file your payroll taxes accurately, so you can avoid penalties and stay compliant with government regulations effortlessly. 82% 0% 18% 82% 0% 18% **Time And Attendance Management** Effortlessly track employee work hours, manage time-off requests, and ensure accurate paychecks by streamlining your attendance processes. 70% 0% 30% 80% 0% 20% **Customize This Data For Your Unique Needs**and compare feature capabilities head-to-head [CUSTOMIZE NOW](#) [CUSTOMIZE NOW](https://pmo.selecthub.com/customize-data/?category=Payroll Software) ### Analyst Ratings for Technical Requirements [Customize This Data](#) [Customize This Data](https://pmo.selecthub.com/customize-data/?category=Payroll Software) Implementation Level of Effort Estimation **Tier 1:** Fully/moderately supported out-of-the-box allowing for quick and easy deployment. [Read more](#) **Tier 2:** Supported with workarounds or add-ons that may require additional costs. **Tier 3:** Requires partner integrations or custom development that is often at an additional cost. **Integrations And Extensibility** Connect your payroll system with other tools you rely on, making data flow smoothly and tailoring the software to your unique business needs. 95% 0% 5% 89% 0% 11% **Requirements Summary**Of typical requirements, 75.5% are fully supported out of the box by Gusto including Document Management, Platform Security And Compliance and Integrations And Extensibility. Rippling supports 83.7% and excels at Expense Management, Self-Service Portal and Platform Security And Compliance. Gusto has an analyst rating of 75 and a user sentiment rating of 'excellent' based on 9898 reviews, while Rippling has an analyst rating of 80 and a user sentiment rating of 'excellent' based on 14417 reviews. Rippling is a SelectHub award-winner. ### User Sentiment Summary Gusto has a user sentiment rating of 92 based on 9898 reviews. Rippling has a user sentiment rating of 95 based on 14417 reviews. ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) 9898 reviews ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) 14417 reviews Synopsis Evaluating all review platforms, our market analysts have compiled the following user sentiment data. 92% of users recommend this product Gusto has a 'excellent' User Satisfaction Rating of 92% when considering 9898 user reviews from 2 recognized software review sites. 95% of users recommend this product Rippling has a 'excellent' User Satisfaction Rating of 95% when considering 14417 user reviews from 3 recognized software review sites. User Review Scores **G2.com, Inc** **4.6** (5736) **4.8** (8262) **Capterra Inc** **4.6** (4162) **4.9** (3907) **TrustRadius** n/a **4.4** (2248) ### Awards SelectHub awards earned by these products based on a comprehensive analysis by our research analysts. SelectHub research analysts have evaluated Gusto and concluded it earns best-in-class honors for Platform Security and Compliance and Integrations and Extensibility. Gusto stands above the rest by achieving an ‘Excellent’ rating as a User Favorite. ![User Favorite Award]() ![Platform Security and Compliance Award]() Show more ![Integrations and Extensibility Award]() SelectHub research analysts have evaluated Rippling and concluded it earns best-in-class honors for Expense Management, Mobile Capabilities and Self-Service Portal. Rippling stands above the rest by achieving an ‘Excellent’ rating as a User Favorite. ![User Favorite Award]() ![Expense Management Award]() Show more ![Mobile Capabilities Award]() ![Self-Service Portal Award]() ### Product Assistance Training Resources Documentation In Person Live Online Videos Webinars Documentation In Person Live Online Videos Webinars Support Email Phone Chat FAQ Forum Help Desk Knowledge Base Tickets Training 24/7 Live Support Email Phone Chat FAQ Forum Help Desk Knowledge Base Tickets Training 24/7 Live Support ### Product Basics Company Size i Small Medium Large Small Medium Large Platforms Supported Windows Mac Linux Android Chromebook Windows Mac Linux Android Chromebook Deployment Supported Cloud On-Premise Mobile Cloud On-Premise Mobile Comparison of Top Alternatives [Gusto Alternatives ](https://www.selecthub.com/payroll-management/gusto-alternatives/) [Rippling Alternatives ](https://www.selecthub.com/hr-management-software/rippling/alternatives/) ### Screenshots ![Screenshots]()![Screenshots]()![Screenshots]() ![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]() ### Key Features * **Payroll processing** – Supports multi-state filings, next-day direct deposit, off-cycle runs, and contractor payments in over 120 countries, with automated tax calculations built in. * **Tax filing automation** – Handles e-filing for key federal forms including 1094/1095, 94x, I-9, and W-4, with built-in deduction calculators and R&D tax credit support. * **Employee self-service** – Lets employees self-onboard, enroll in or waive benefits, access lifetime pay accounts, and manage PTO requests without involving HR. * **Benefits administration** – Employees can choose from over 9,000 medical, dental, vision, disability, and life insurance plans, plus add-ons for 401(k), HSA, and FSA enrollment. * **Time and attendance** – Supports web, mobile, and kiosk clock-in with GPS tracking, custom PTO policies, and direct integration with payroll calculations. * **Payroll processing** – Automatically prorates new hires mid-cycle, runs pay comparisons between cycles, and syncs time, attendance, and benefits data directly into payroll without manual imports. * **Workflow Studio** – Lets you build custom automations that span HR, IT, and finance — triggering app provisioning, benefits enrollment, and compliance checks the moment an employee is hired or exits. * **Benefits administration** – Supports over 4,000 benefits plans or lets you add your broker's plans, with automatic payroll deduction syncing for both employee and employer contributions. * **Analytics and reporting** – Offers over 500 customizable reporting templates covering payroll, device management, card spend, and compliance — all without a separate BI tool. * **IT and device management** – Ships pre-configured laptops to new hires, provisions role-based app access automatically, and enforces security policies tied to individual employee profiles. ### Top Alternatives in Payroll Software [ ADP RUN ](https://www.selecthub.com/p/payroll-software/adp-run/) [ APS Payroll ](https://www.selecthub.com/p/payroll-software/aps-payroll/) [ Justworks ](https://www.selecthub.com/p/peo-software/justworks/) [ Namely ](https://www.selecthub.com/p/hr-management-software/namely/) [ OnPay ](https://www.selecthub.com/p/payroll-software/onpay/) [ Patriot Payroll ](https://www.selecthub.com/p/payroll-software/patriot-payroll/) [ Paychex ](https://www.selecthub.com/p/payroll-software/paychex/) [ Payroll4Free ](https://www.selecthub.com/p/payroll-software/payroll4free/) [ QuickBooks Payroll ](https://www.selecthub.com/p/payroll-software/quickbooks-payroll/) [ Rippling ](https://www.selecthub.com/p/hr-management-software/rippling/) [ Square Payroll ](https://www.selecthub.com/p/payroll-software/square-payroll/) [ TriNet HR Plus ](https://www.selecthub.com/p/hr-management-software/trinet/) [ UKG Ready ](https://www.selecthub.com/p/hr-management-software/ukg-ready/) [ Wagepoint ](https://www.selecthub.com/p/payroll-software/wagepoint/) [ Wave Payroll ](https://www.selecthub.com/p/payroll-software/wave-payroll/) ### Related Categories Gusto and Rippling can also be found with other leading products in these categories: [HR Management Software ](https://www.selecthub.com/c/hr-management-software/) Show more [HR Management Software ](https://www.selecthub.com/c/hr-management-software/) [IAM Software ](https://www.selecthub.com/c/identity-access-management-software/) [PEO Software ](https://www.selecthub.com/c/peo-software/) [Performance Management Systems ](https://www.selecthub.com/c/performance-management-software/) [Workforce Management Software ](https://www.selecthub.com/c/workforce-management-software/) Show more ### Head-to-Head Comparison ![Gusto Software Tool]() ![ADP RUN Software Tool]() [Gusto VS ADP RUN](https://www.selecthub.com/payroll-software/gusto-vs-adp-run/) ![Gusto Software Tool]() ![ADP Workforce Now Software Tool]() [Gusto VS ADP Workforce Now](https://www.selecthub.com/hr-management-software/adp-workforce-now-vs-gusto/) ![Gusto Software Tool]() ![Dayforce Software Tool]() [Gusto VS Dayforce](https://www.selecthub.com/payroll-software/gusto-vs-dayforce/) ![Gusto Software Tool]() ![Namely Software Tool]() [Gusto VS Namely](https://www.selecthub.com/payroll-software/gusto-vs-namely/) ![Gusto Software Tool]() ![Oracle HCM Cloud Software Tool]() [Gusto VS Oracle HCM Cloud](https://www.selecthub.com/payroll-software/gusto-vs-oracle-hcm-cloud/) ![Gusto Software Tool]() ![Paychex Software Tool]() [Gusto VS Paychex](https://www.selecthub.com/payroll-software/paychex-vs-gusto/) ![Gusto Software Tool]() ![Paycom Software Tool]() [Gusto VS Paycom](https://www.selecthub.com/hr-management-software/paycom-vs-gusto/) ![Gusto Software Tool]() ![Paylocity Software Tool]() [Gusto VS Paylocity](https://www.selecthub.com/hr-management-software/paylocity-vs-gusto/) ![Gusto Software Tool]() ![QuickBooks Payroll Software Tool]() [Gusto VS QuickBooks Payroll](https://www.selecthub.com/payroll-software/gusto-vs-quickbooks-payroll/) ![Gusto Software Tool]() ![SuccessFactors Software Tool]() [Gusto VS SuccessFactors](https://www.selecthub.com/payroll-software/gusto-vs-successfactors/) ![Gusto Software Tool]() ![TriNet HR Plus Software Tool]() [Gusto VS TriNet HR Plus](https://www.selecthub.com/payroll-software/gusto-vs-trinet/) ![Gusto Software Tool]() ![Workday HCM Software Tool]() [Gusto VS Workday HCM](https://www.selecthub.com/payroll-software/gusto-vs-workday-hcm/) **About SelectHub (and our data)** We’re the employee-owned Austin-based startup democratizing software data so you can make your decisions in an influence-free zone. Our market data is crowdsourced from our user-base of 100,000+ companies. WE DISTILL IT INTO REAL REQUIREMENTS, COMPARISON REPORTS, PRICE GUIDES and more... ![SelectHub Products Reporting and Analytics]() [Build Your Requirements](https://pmo.selecthub.com/payroll-requirements-onsite-1/) ![SelectHub Products Cost and Pricing Guide]() [Get Your Free Comparison Report](https://pmo.selecthub.com/request-custom-scorecard/?category=Payroll%20Software) **Tier 1:** Fully/moderately supported out-of-the-box allowing for quick and easy deployment. Fully or moderately supported out-of-the-box with industry-leading capabilities and is immediately available after installation without needing any add-ons, integrations, or custom development. **Tier 2:** Supported with workarounds or add-ons that may require additional costs. Not directly available in the software, but can be accomplished using other built-in features, workarounds, or add-ons/products from the vendor with or without any additional cost. **Tier 3:** Requires partner integrations or custom development that is often at an additional cost. Requires additional integrations, plugins, marketplace applications from a third-party vendor, or custom development using the APIs, libraries, extensions, and development framework supported by the software, with or without any additional cost. 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