[Home](https://www.selecthub.com/) \> [Accounting & Financial Management](https://www.selecthub.com/category/accounting/) \> [Payment Processing Software](https://www.selecthub.com/c/payment-processing-software/) \> [PayPal](https://www.selecthub.com/p/payment-processing-software/paypal/) \> PayPal vs Braintree # PayPal vs Braintree Last Updated: July 13th, 2026 Our analysts compared [PayPal](https://www.selecthub.com/p/payment-processing-software/paypal/) vs [Braintree](https://www.selecthub.com/p/payment-processing-software/braintree/) based on data from our 400+ point analysis of [Payment Processing Software](https://www.selecthub.com/c/payment-processing-software/), user reviews and our own crowdsourced data from our [free software selection platform](https://www.selecthub.com/about/start-free-selection-project-site/?category=Payment Processing Software&cta=payment-processing-software). [Overview](#product-overview) [Pricing](#product-pricing) [Our Review](#product-analyst-summary) [User Ratings](#user-sentiment-section) [Features](#product-benefits-features) [Screenshots](#product-screenshots) Remove Add to Compare [![PayPal Software Tool](https://cdn.selecthub.com/products/54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1/resources/normal/logo.png?1705949090)](https://www.selecthub.com/p/payment-processing-software/paypal/) [ ![Product Awards](https://www.selecthub.com/display/images/awards_badge.svg) ](#awards-section) Remove Add to Compare [![Braintree Software Tool](https://cdn.selecthub.com/products/0a1bf96b7165e962e90cb14648c9462d-79f3a22293574c53a497851585fac3de/resources/normal/logo.png?1693316433)](https://www.selecthub.com/p/payment-processing-software/braintree/) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Payment+Processing+Software&product%5Fname=PayPal&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1%2Fresources%2Fnormal%2Flogo.png%3F1705949090) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Payment+Processing+Software&product%5Fname=PayPal&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1%2Fresources%2Fnormal%2Flogo.png%3F1705949090) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payment+Processing+Software&product%5Fname=PayPal&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1%2Fresources%2Fnormal%2Flogo.png%3F1705949090&price=1) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payment+Processing+Software&product%5Fname=PayPal&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1%2Fresources%2Fnormal%2Flogo.png%3F1705949090&price=1) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Payment+Processing+Software&product%5Fname=Braintree&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F0a1bf96b7165e962e90cb14648c9462d-79f3a22293574c53a497851585fac3de%2Fresources%2Fnormal%2Flogo.png%3F1693316433) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Payment+Processing+Software&product%5Fname=Braintree&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F0a1bf96b7165e962e90cb14648c9462d-79f3a22293574c53a497851585fac3de%2Fresources%2Fnormal%2Flogo.png%3F1693316433) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payment+Processing+Software&product%5Fname=Braintree&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F0a1bf96b7165e962e90cb14648c9462d-79f3a22293574c53a497851585fac3de%2Fresources%2Fnormal%2Flogo.png%3F1693316433&price=1) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Payment+Processing+Software&product%5Fname=Braintree&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F0a1bf96b7165e962e90cb14648c9462d-79f3a22293574c53a497851585fac3de%2Fresources%2Fnormal%2Flogo.png%3F1693316433&price=1) ### Products Insights Product Ranking ## #1 among all Payment Processing Software ## #2 among all Payment Processing Software [Find out who the leaders are](https://pmo.selecthub.com/request-custom-scorecard?post%5Ftype=auto%5Fvs%5Farticle&category%5Fslug=payment-processing-software&product%5Fslug=paypal&category=Payment+Processing+Software) Price Starts From $0.30/Transaction + 5.4% Flat Rate [Free Trial is available →](https://pmo.selecthub.com/free-trial/?product%5Fname=PayPal&category=Payment Processing Software&product%5Flogo=https://d3uimxdj41cg3o.cloudfront.net/products/54eea69746513c0b90bbe6227b6f46c3-c4a7327d3c7de4309fbde8463404fce1/resources/normal/logo.png?1705949090) $0.49/Transaction + 2.59% Flat Rate Free Trial is unavailable → Pros What we like about PayPal and Braintree: * Widely accepted by online retailers, making checkout familiar for most shoppers. * Buyer and seller protection policies help shield users from fraud and scams. * Supports many payment methods, including cards, bank accounts, PayPal Credit and crypto. * Built-in dispute resolution process helps work out issues between buyers and sellers. * Users find the interface intuitive and easy to navigate day to day. * Handles digital transactions quickly across cards, PayPal, Venmo and major wallets. * Fraud detection tools and Level 1 PCI compliance help secure transactional data. * Built for online stores wanting one gateway for cards and digital wallets. Cons What we dislike about PayPal and Braintree: * Seller protection can be hard to navigate and may not cover every dispute type. * Accounts can get held or frozen without much warning, disrupting daily operations. * Customer support is hit or miss, with long waits and inconsistent responses. * International and credit card transaction fees can add up for frequent sellers. * Users report frequent crashes and glitches, especially on resource-heavy workflows. * Reviewers note pricing runs higher than competing processors for similar volume. * No built-in accounting features, so you record transactions and ledgers manually. * Doesn't process commas when entering amounts or card numbers manually. ### Our Review **Bottom line:** PayPal and Braintree both come from PayPal, but they fit different buyers. Pick PayPal if you want a familiar consumer-facing wallet with broad buyer trust. Pick Braintree if you're running a larger online store and want one gateway for cards, PayPal, Venmo and digital wallets. PayPal works well if your customers already have PayPal accounts and you want a quick checkout button on your site. It supports invoices, recurring billing, Pay in 4 installments, QR codes and in-person card readers, so it covers a lot of ground for small sellers and nonprofits. Braintree leans more developer-first. You get one integration that accepts cards, ACH, PayPal, Venmo, Google Pay, Apple Pay and Samsung Pay, plus an in-store POS option. Reporting and payouts run through an open API, which fits you better if you have engineering help on hand. On price, PayPal starts at $0.30 per transaction plus a 5.4% flat rate, while Braintree starts at $0.49 per transaction plus a 2.59% flat rate. The right pick depends on your average ticket size and card mix, so run the math on your own volume before deciding. Support is a real tradeoff. PayPal users mention account holds and slow service, and Braintree users mention crashes and missing accounting features. Neither is perfect on the operations side. If you sell to consumers who trust the PayPal brand and want simple setup, PayPal fits. If you have steady volume, technical staff and need one gateway for many payment methods, Braintree is the better match — just plan for separate accounting tools. ### User Sentiment Summary PayPal has a user sentiment rating of 94 based on 28168 reviews. Braintree has a user sentiment rating of 67 based on 181 reviews. ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) 28168 reviews ![Fair User Sentiment](https://www.selecthub.com/display/images/scores/fair.svg) 181 reviews Synopsis Evaluating all review platforms, our market analysts have compiled the following user sentiment data. 94% of users recommend this product PayPal has a 'excellent' User Satisfaction Rating of 94% when considering 28168 user reviews from 2 recognized software review sites. 67% of users recommend this product Braintree has a 'fair' User Satisfaction Rating of 67% when considering 181 user reviews from 3 recognized software review sites. User Review Scores **G2.com, Inc** **4.4** (2252) **3.4** (89) **Capterra Inc** **4.7** (25916) **4.0** (22) **TrustRadius** n/a **3.1** (70) ### Awards SelectHub awards earned by these products based on a comprehensive analysis by our research analysts. PayPal stands above the rest by achieving an ‘Excellent’ rating as a User Favorite. ![User Favorite Award]() No awards. ### Product Assistance Training Resources Documentation In Person Live Online Videos Webinars Documentation In Person Live Online Videos Webinars Support Email Phone Chat FAQ Forum Knowledge Base 24/7 Live Support Email Phone Chat FAQ Forum Knowledge Base 24/7 Live Support ### Product Basics Company Size i Small Medium Large Small Medium Large Platforms Supported Windows Mac Linux Android Chromebook Windows Mac Linux Android Chromebook Deployment Supported Cloud On-Premise Mobile Cloud On-Premise Mobile Comparison of Top Alternatives [PayPal Alternatives ](https://www.selecthub.com/payment-processing-software/paypal/alternatives/) [Braintree Alternatives ](https://www.selecthub.com/payment-processing-software/braintree/alternatives/) ### Screenshots ![Screenshots]()![Screenshots]()![Screenshots]()![Screenshots]() ![Screenshots]()![Screenshots]()![Screenshots]() ### Key Features * **Payment methods** – Accepts cards, bank accounts, PayPal balance, PayPal Credit and crypto at checkout, plus Pay in 4 installments for buyers who want to spread payments. * **In-person sales** – Includes chip, tap and swipe readers for mobile and desktop, along with printable QR codes customers scan to pay from their phone. * **Working capital** – Offers fixed-fee business loans and PayPal Working Capital based on your account history, with repayments pulled automatically from each sale. * **Dispute tools** – Routes buyer and seller conflicts through the Resolution Center, with the option to escalate claims and get expert help building a chargeback case. * **Mass payouts** – Sends payments to vendors and contractors across 180 markets in more than 24 currencies, with auto currency conversion built in. * **Payment methods** – Accepts cards, ACH transfers, PayPal, Venmo, Google Pay, Apple Pay and Samsung Pay through a single integration, so you don't wire up each wallet separately. * **In-person sales** – Connects an integrated POS that reads MasterCard, magstripe, chip and contactless cards, and lets shoppers use payment methods saved to their online profile. * **Fraud prevention** – Runs SCA-compliant transactions through 3D Secure 2 and uses machine learning with customizable filters to cut chargebacks and false positives. * **Global payouts** – Sends mass payments to recipients in more than 200 countries, with API calls or batch uploads and real-time disbursements for high-volume sellers. * **Custom reporting** – Filters transaction data by card type, date and payment mode, and lets you build custom reports through the open API for deeper analysis. ### Top Alternatives in Payment Processing Software [ Blackthorn Payments ](https://www.selecthub.com/p/payment-processing-software/blackthorn-payments/) [ Braintree ](https://www.selecthub.com/p/payment-processing-software/braintree/) [ CCBill ](https://www.selecthub.com/p/payment-processing-software/ccbill/) [ Epay Manager ](https://www.selecthub.com/p/payment-processing-software/epay-manager/) [ Heartland Payment Processing ](https://www.selecthub.com/p/payment-processing-software/heartland-payment-processing/) [ International Bancard ](https://www.selecthub.com/p/payment-processing-software/international-bancard/) [ LegFi ](https://www.selecthub.com/p/payment-processing-software/legfi/) [ PayOp ](https://www.selecthub.com/p/payment-processing-software/payop/) [ PaySimple ](https://www.selecthub.com/p/payment-processing-software/paysimple/) [ Slice ](https://www.selecthub.com/p/payment-processing-software/slice-pos/) ### Head-to-Head Comparison ![PayPal Software Tool]() ![Braintree Software Tool]() [PayPal VS Braintree](https://www.selecthub.com/payment-processing-software/paypal-vs-braintree/) ![PayPal Software Tool]() ![CCBill Software Tool]() [PayPal VS CCBill](https://www.selecthub.com/payment-processing-software/paypal-vs-ccbill/) ![PayPal Software Tool]() ![Epay Manager Software Tool]() [PayPal VS Epay Manager](https://www.selecthub.com/payment-processing-software/paypal-vs-epay-manager/) ![PayPal Software Tool]() ![Heartland Payment Processing Software Tool]() [PayPal VS Heartland Payment Processing](https://www.selecthub.com/payment-processing-software/paypal-vs-heartland-payment-processing/) ![PayPal Software Tool]() ![International Bancard Software Tool]() [PayPal VS International Bancard](https://www.selecthub.com/payment-processing-software/paypal-vs-international-bancard/) ![PayPal Software Tool]() ![LegFi Software Tool]() [PayPal VS LegFi](https://www.selecthub.com/payment-processing-software/paypal-vs-legfi/) ![PayPal Software Tool]() ![PayOp Software Tool]() [PayPal VS PayOp](https://www.selecthub.com/payment-processing-software/paypal-vs-payop/) ![PayPal Software Tool]() ![PaySimple Software Tool]() [PayPal VS PaySimple](https://www.selecthub.com/payment-processing-software/paypal-vs-paysimple/) ![PayPal Software Tool]() ![Slice Software Tool]() [PayPal VS Slice](https://www.selecthub.com/payment-processing-software/paypal-vs-slice-pos/) **About SelectHub (and our data)** We’re the employee-owned Austin-based startup democratizing software data so you can make your decisions in an influence-free zone. Our market data is crowdsourced from our user-base of 100,000+ companies. WE DISTILL IT INTO REAL REQUIREMENTS, COMPARISON REPORTS, PRICE GUIDES and more... ![SelectHub Products Reporting and Analytics]() ![SelectHub Products Cost and Pricing Guide]() **Tier 1:** Fully/moderately supported out-of-the-box allowing for quick and easy deployment. Fully or moderately supported out-of-the-box with industry-leading capabilities and is immediately available after installation without needing any add-ons, integrations, or custom development. **Tier 2:** Supported with workarounds or add-ons that may require additional costs. Not directly available in the software, but can be accomplished using other built-in features, workarounds, or add-ons/products from the vendor with or without any additional cost. **Tier 3:** Requires partner integrations or custom development that is often at an additional cost. Requires additional integrations, plugins, marketplace applications from a third-party vendor, or custom development using the APIs, libraries, extensions, and development framework supported by the software, with or without any additional cost. [Close](#) ```json { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.selecthub.com/" }, { "@type": "ListItem", "position": 2, "name": "Accounting & Financial Management", "item": "https://www.selecthub.com/category/accounting/" }, { "@type": "ListItem", "position": 3, "name": "Payment Processing Software", "item": "https://www.selecthub.com/c/payment-processing-software/" }, { "@type": "ListItem", "position": 4, "name": "PayPal", "item": "https://www.selecthub.com/p/payment-processing-software/paypal/" }, { "@type": "ListItem", "position": 5, "name": "PayPal Vs Braintree" } ] } ```