[Home](https://www.selecthub.com/) \> [Accounting & Financial Management](https://www.selecthub.com/category/accounting/) \> [Accounting Software](https://www.selecthub.com/c/accounting-software/) \> [SAP S/4 HANA Finance](https://www.selecthub.com/p/accounting-software/sap-finance/) \> SAP S/4 HANA Finance vs Fiskl # SAP S/4 HANA Finance vs Fiskl Last Updated: March 30th, 2026 Our analysts compared [SAP S/4 HANA Finance](https://www.selecthub.com/p/accounting-software/sap-finance/) vs [Fiskl](https://www.selecthub.com/p/accounting-software/fiskl/) based on data from our 400+ point analysis of [Accounting Software](https://www.selecthub.com/c/accounting-software/), user reviews and our own crowdsourced data from our [free software selection platform](https://www.selecthub.com/about/start-free-selection-project-site/?category=Accounting Software&cta=accounting-software). [Overview](#product-overview) [Pricing](#product-pricing) [Our Review](#product-analyst-summary) [Features](#product-benefits-features) [User Ratings](#user-sentiment-section) [Screenshots](#product-screenshots) [![SAP S/4 HANA Finance Software Tool](https://cdn.selecthub.com/products/9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834/resources/normal/logo.png?1693317544)](https://www.selecthub.com/p/accounting-software/sap-finance/) [![Fiskl Software Tool](https://cdn.selecthub.com/products/aaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1/resources/normal/logo.png?1734076489)](https://www.selecthub.com/p/accounting-software/fiskl/) [ ![Product Awards](https://www.selecthub.com/display/images/awards_badge.svg) ](#awards-section) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Accounting+Software&product%5Fname=SAP%2BS%252F4%2BHANA%2BFinance&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834%2Fresources%2Fnormal%2Flogo.png%3F1693317544) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Accounting+Software&product%5Fname=SAP%2BS%252F4%2BHANA%2BFinance&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834%2Fresources%2Fnormal%2Flogo.png%3F1693317544) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=SAP%2BS%252F4%2BHANA%2BFinance&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834%2Fresources%2Fnormal%2Flogo.png%3F1693317544&price=5) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=SAP%2BS%252F4%2BHANA%2BFinance&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834%2Fresources%2Fnormal%2Flogo.png%3F1693317544&price=5) [Get Free Demo](https://pmo.selecthub.com/get-product-demo/?category=Accounting+Software&product%5Fname=Fiskl&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2Faaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1%2Fresources%2Fnormal%2Flogo.png%3F1734076489) [Demo](https://pmo.selecthub.com/get-product-demo/?category=Accounting+Software&product%5Fname=Fiskl&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2Faaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1%2Fresources%2Fnormal%2Flogo.png%3F1734076489) [Request Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=Fiskl&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2Faaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1%2Fresources%2Fnormal%2Flogo.png%3F1734076489&price=2) [Pricing](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=Fiskl&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2Faaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1%2Fresources%2Fnormal%2Flogo.png%3F1734076489&price=2) ### Products Insights Product Ranking ## #33 among all Accounting Software ## #66 among all Accounting Software [Find out who the leaders are](https://pmo.selecthub.com/request-custom-scorecard?post%5Ftype=auto%5Fvs%5Farticle&category%5Fslug=accounting-software&product%5Fslug=sap-finance&category=Accounting+Software) Price Starts From $25,000/User, Annually [ 14 Day Free Trial is available →](https://pmo.selecthub.com/free-trial/?product%5Fname=SAP S/4 HANA Finance&category=Accounting Software&product%5Flogo=https://d3uimxdj41cg3o.cloudfront.net/products/9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834/resources/normal/logo.png?1693317544) [Get a free price quote](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=SAP%2BS%252F4%2BHANA%2BFinance&origin%5Furl=https%3A%2F%2Fwww.selecthub.com%2Faccounting-software%2Fsap-finance-vs-fiskl%2F&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2F9d8df73a3cfbf3c5b47bc9b50f214aff-9f8a057901da8f0dd6cc7d44d7eab834%2Fresources%2Fnormal%2Flogo.png%3F1693317544&price=5) Tailored to your specific needs $15 Monthly [ 15 Day Free Trial is available →](https://pmo.selecthub.com/free-trial/?product%5Fname=Fiskl&category=Accounting Software&product%5Flogo=https://d3uimxdj41cg3o.cloudfront.net/products/aaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1/resources/normal/logo.png?1734076489) [Get a free price quote](https://pmo.selecthub.com/get-product-pricing/?category=Accounting+Software&product%5Fname=Fiskl&origin%5Furl=https%3A%2F%2Fwww.selecthub.com%2Faccounting-software%2Fsap-finance-vs-fiskl%2F&product%5Flogo=https%3A%2F%2Fd3uimxdj41cg3o.cloudfront.net%2Fproducts%2Faaa80e84ff3e484a3983d1678cec094f-26d5eb1666a943fc7da5538a6632c1a1%2Fresources%2Fnormal%2Flogo.png%3F1734076489&price=2) Tailored to your specific needs Pros What we like about SAP S/4 HANA Finance and Fiskl: **Real-time insights:** Gain instant access to financial data for faster, data-driven decisions. Imagine drilling down into account details or cash flow trends within seconds, no more waiting for reports to process. **Simplified processes:** Automate routine tasks like reconciliations and journal entries, freeing up valuable time for more strategic work. Think automated invoice approvals or system-generated closing checklists. **Improved reporting:** Generate granular, customizable reports with deeper financial insights. Easily create ad-hoc reports or visualize trends to proactively identify and address issues. **Enhanced collaboration:** Share real-time financial data and collaborate seamlessly with colleagues across departments. Picture a single, unified platform for finance, sales, and operations to work together. **Simple to Use:** User reviews praise Fiskl for its user-friendly design, making it easy to navigate and complete tasks. **Mobile Friendly:** Fiskl is accessible on mobile devices, allowing users to manage their finances from anywhere. **AI Features:** Fiskl incorporates AI-powered functionalities to automate tasks and provide intelligent insights. **Multi-Currency Support:** Fiskl accommodates businesses that deal with transactions in various currencies. Cons What we dislike about SAP S/4 HANA Finance and Fiskl: **High implementation cost:** Initial investment, including licensing, consulting, and infrastructure upgrades, can be significant, especially for smaller businesses. **Steeper learning curve:** New interface and functionalities require user training and adaptation, potentially disrupting workflows in the short term. **Limited customization options:** Pre-configured solutions may not fully address every specific accounting need, requiring workarounds or third-party add-ons. **Integration challenges:** Connecting with legacy systems or specialized applications can be complex, requiring technical expertise and potentially delaying implementation. **Limited Integrations:** User reviews mention that while Fiskl integrates with popular payment platforms, it lacks integration with other business tools, potentially limiting its compatibility with existing workflows. **Reporting Features:** Some user reviews express a desire for more advanced reporting features, suggesting that the current reporting functionality might be too basic for businesses with complex analytical needs. ### Our Review User reviews of SAP S/4 HANA Finance paint a contrasting picture, highlighting both its game-changing potential and the challenges companies face during implementation. On the one hand, users rave about its real-time data access, enabling instant financial insights and faster, data-driven decisions. Imagine analyzing cash flow trends within seconds instead of waiting hours for reports to process. Automation features like auto-generated journal entries and invoice approvals liberate accountants from tedious tasks, freeing them for strategic analysis and collaboration. However, the transition to S/4 HANA can be a bumpy ride. The initial investment, encompassing licensing, consulting, and infrastructure upgrades, can be daunting, especially for smaller businesses. Additionally, the new interface and functionalities require user training and adaptation, potentially disrupting workflows during implementation. Unlike some competitors offering highly customizable solutions, S/4 HANA's pre-configured modules may not perfectly suit every specific accounting need, necessitating workarounds or third-party add-ons, further inflating costs. Integration challenges add to the complexity. Connecting S/4 HANA with legacy systems or specialized applications can be a technical hurdle, requiring expertise and potentially delaying implementation. Data migration can be another headache, as moving large datasets to the new system can be time-consuming and error-prone, demanding careful planning and data validation. So, how does S/4 HANA stack up against the competition? While solutions like Oracle NetSuite or Microsoft Dynamics 365 may be more affordable and customizable for smaller businesses, they lack the real-time data capabilities and industry-specific depth of S/4 HANA. For larger enterprises with complex financial needs and a long-term vision, S/4 HANA's advanced functionalities, scalability, and potential for long-term ROI outweigh the initial challenges. Ultimately, the decision boils down to a company's specific needs, budget, and risk tolerance. [Show more](#) Is Fiskl accounting software really fantastic? User reviews from the past year suggest that Fiskl is a strong contender for small businesses and freelancers seeking a user-friendly and affordable accounting solution. Users consistently praise Fiskl's intuitive interface, highlighting its ease of use, particularly for managing invoices and expenses on the go. One user even raved about Fiskl's automation features, stating that it "made 'accounting' very easy." This focus on simplicity and accessibility appears to be a key differentiator for Fiskl, especially for users who may not have prior experience with accounting software. However, some users point out limitations in Fiskl's feature set, particularly regarding integrations and reporting capabilities. For instance, one user expressed disappointment over the lack of direct bank account integration, while another wished for more comprehensive reporting options. These limitations, while acknowledged, do not seem to detract significantly from the overall positive sentiment towards Fiskl, as many users appreciate the software's continuous development and responsiveness to user feedback. For example, the recent addition of PayPal integration, a direct result of user requests, demonstrates Fiskl's commitment to improvement. Overall, Fiskl appears to be a well-received accounting software that excels in its simplicity and affordability, making it a great fit for small businesses and freelancers who need an easy-to-use tool without the bells and whistles of more complex (and expensive) alternatives. However, businesses with more advanced reporting or integration needs might find Fiskl's current feature set somewhat limiting. [Show more](#) ### Key Features * **Research & Development:** SAP S/4HANA Finance enables multidiscipline product definition, what-if analysis and iterative design processes. * **Real-Time Financing:** Users get real-time oversight into finance processes and finance/management accounting results. This feature makes business and financial planning a breeze with prediction, simulation and what-if analysis. * **Marketing Analysis:** This feature allows planning and execution of personalized email campaigns and campaign performance analysis. Users can also consolidate customer information into one enriched view and leverage advanced analytics to gain insights. * **Snapshot Manufacturing:** This system gives users enterprise-wide visibility across supply, production, inventory and demand. This feature also provides faster execution of more current and accurate views of material quantities. * **Supply Chain Management:** Real-time and adaptive freight planning, truck visibility, and warehouse automation are provided within the system. Users can sense short-term demand and respond quickly with fast planning, replanning and simulation. [read more...](#) * **Mobile Accessibility:** Fiskl offers a robust mobile app, allowing users to manage finances on-the-go with ease. * **Multi-Currency Support:** Seamlessly handle transactions in over 150 currencies, ideal for businesses with international clients. * **Automated Invoicing:** Create and send professional invoices automatically, reducing manual entry and saving time. * **Expense Tracking:** Capture and categorize expenses quickly using the mobile app's receipt scanning feature. * **Time Tracking:** Log billable hours directly within the app, ensuring accurate invoicing for time-based services. [read more...](#) ### User Sentiment Summary SAP S/4 HANA Finance has a user sentiment rating of 86 based on 393 reviews. Fiskl has a user sentiment rating of 95 based on 46 reviews. ![Great User Sentiment](https://www.selecthub.com/display/images/scores/great.svg) 393 reviews ![Excellent User Sentiment](https://www.selecthub.com/display/images/scores/excellent.svg) 46 reviews Synopsis Evaluating all review platforms, our market analysts have compiled the following user sentiment data. 86% of users recommend this product SAP S/4 HANA Finance has a 'great' User Satisfaction Rating of 86% when considering 393 user reviews from 4 recognized software review sites. 95% of users recommend this product Fiskl has a 'excellent' User Satisfaction Rating of 95% when considering 46 user reviews from 2 recognized software review sites. User Review Scores **G2.com, Inc** **4.5** (89) **4.6** (14) **Capterra Inc** **3.9** (17) **4.8** (32) **Gartner, Inc** **4.2** (39) n/a **TrustRadius** **4.3** (248) n/a ### Awards SelectHub awards earned by these products based on a comprehensive analysis by our research analysts. No awards. Fiskl stands above the rest by achieving an ‘Excellent’ rating as a User Favorite. ![User Favorite Award]() ### Product Assistance Training Resources Documentation In Person Live Online Videos Webinars Documentation In Person Live Online Videos Webinars Support Email Phone Chat FAQ Forum Knowledge Base 24/7 Live Support Email Phone Chat FAQ Forum Knowledge Base 24/7 Live Support ### Product Basics Company Size i Small Medium Large Small Medium Large Platforms Supported Windows Mac Linux Android Chromebook Windows Mac Linux Android Chromebook Deployment Supported Cloud On-Premise Mobile Cloud On-Premise Mobile Comparison of Top Alternatives [ SAP S/4 HANA Finance Alternatives](https://www.selecthub.com/accounting-software/sap-finance/alternatives/) [ Fiskl Alternatives](https://www.selecthub.com/accounting-software/fiskl/alternatives/) ### Screenshots ![Screenshots]()![Screenshots]()![Screenshots]() we're gathering data Our analysts compared SAP S/4 HANA Finance vs Fiskl based on data from our 400 point analysis of Accounting Software, users reviews, and our own crowdsourced data from our free software selection platform. [ Get Your Free Comparison Report](https://pmo.selecthub.com/request-custom-scorecard/?category=Accounting%20Software) ### Top Alternatives in Accounting Software [ Accounting Seed ](https://www.selecthub.com/p/accounting-software/accounting-seed/) [ BQE Core ](https://www.selecthub.com/p/accounting-software/bqe-core/) [ FreeAgent ](https://www.selecthub.com/p/accounting-software/freeagent/) [ Freshbooks ](https://www.selecthub.com/p/financial-management-systems/freshbooks/) [ Manager ](https://www.selecthub.com/p/accounting-software/manager-io/) [ Odoo ](https://www.selecthub.com/p/financial-management-systems/odoo/) [ Patriot Accounting ](https://www.selecthub.com/p/financial-management-systems/patriot-accounting/) [ QuickBooks Online ](https://www.selecthub.com/p/financial-management-systems/quickbooks-online/) [ Sage 50 Accounting ](https://www.selecthub.com/p/accounting-software/sage-50cloud-accounting/) [ Sage Intacct 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Comparison ![SAP S/4 HANA Finance Software Tool]() ![Accounting Seed Software Tool]() [SAP S/4 HANA Finance VS Accounting Seed](https://www.selecthub.com/accounting-software/sap-finance-vs-accounting-seed/) ![SAP S/4 HANA Finance Software Tool]() ![Bill.com Software Tool]() [SAP S/4 HANA Finance VS Bill.com](https://www.selecthub.com/accounting-software/bill-com-vs-sap-finance/) ![SAP S/4 HANA Finance Software Tool]() ![BQE Core Software Tool]() [SAP S/4 HANA Finance VS BQE Core](https://www.selecthub.com/accounting-software/bqe-core-vs-sap-finance/) ![SAP S/4 HANA Finance Software Tool]() ![FreeAgent Software Tool]() [SAP S/4 HANA Finance VS FreeAgent](https://www.selecthub.com/accounting-software/freeagent-vs-sap-finance/) ![SAP S/4 HANA Finance Software Tool]() ![GnuCash Software Tool]() [SAP S/4 HANA Finance VS GnuCash](https://www.selecthub.com/accounting-software/gnucash-vs-sap-finance/) ![SAP S/4 HANA Finance Software Tool]() ![Manager Software Tool]() [SAP S/4 HANA Finance VS 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Xero](https://www.selecthub.com/accounting-software/xero-vs-sap-finance/) ![SAP S/4 HANA Finance Software Tool]() ![Zoho Books Software Tool]() [SAP S/4 HANA Finance VS Zoho Books](https://www.selecthub.com/accounting-software/zoho-books-vs-sap-finance/) **Need expert advice?** Let us know, we're here to help you [GET ADVICE NOW](https://pmo.selecthub.com/guided-services/?category=Accounting Software) **About SelectHub (and our data)** We’re the employee-owned Austin-based startup democratizing software data so you can make your decisions in an influence-free zone. Our market data is crowdsourced from our user-base of 100,000+ companies. WE DISTILL IT INTO REAL REQUIREMENTS, COMPARISON REPORTS, PRICE GUIDES and more... ![SelectHub Products Reporting and Analytics]() [ Build Your Requirements](https://pmo.selecthub.com/accounting-software-onsite/) ![SelectHub Products Cost and Pricing Guide]() [ Get Your Free Comparison Report](https://pmo.selecthub.com/request-custom-scorecard/?category=Accounting%20Software) **Tier 1:** Fully/moderately supported out-of-the-box allowing for quick and easy deployment. Fully or moderately supported out-of-the-box with industry-leading capabilities and is immediately available after installation without needing any add-ons, integrations, or custom development. **Tier 2:** Supported with workarounds or add-ons that may require additional costs. Not directly available in the software, but can be accomplished using other built-in features, workarounds, or add-ons/products from the vendor with or without any additional cost. **Tier 3:** Requires partner integrations or custom development that is often at an additional cost. Requires additional integrations, plugins, marketplace applications from a third-party vendor, or custom development using the APIs, libraries, extensions, and development framework supported by the software, with or without any additional cost. 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